Abstract: This paper was purposed to investigate the impact of CDF on rural development with special reference to education and health sectors in Rufunsa Constituency. The paper used a desk review and expert analyses of mosaic literature on the subject matter and ascertained that CDF resources have not had any meaningful developmental impact in the constituency in the sectors under review. Prima facie evidence suggests that the 14 schools and 24 health centres in the constituency are not only inadequate for the population but also encumbered with service delivery limitations owing to lack of sufficient input factors for quality service delivery.