IJSRP, Volume 10, Issue 5, May 2020 Edition [ISSN 2250-3153]
Lucia Tannya Diandra, Dadan Rahadian
This study aimed at analyzing the effect of the ratio of bank financial performances and macroeconomics to the distribution of MSME Loans by state-owned banks in Indonesia for the 2015-2019 period by using variables LDR, CAR, and ROA, BI7DRR and inflation. The sample of the study consisted of four Indonesian state-owned banks, namely BRI, BNI, BTN, and Mandiri, which were selected according to the criteria for purposive sampling. The data were obtained from quarterly financial reports of each bank in the official website of each state-owned bank.