Abstract: Small and Medium Enterprises (SMEs) form the bulk of enterprises in Kenya currently standing at a population of over 7.5 million. They contribute about 80 percent of total employment and generate 92 percent of all new jobs in the country. In Kenya, SMEs contribute about 40 percent of the country’s gross domestic product (GDP). Research has shown that in most countries, SMEs generate by far more employment opportunities than big companies or the public sector. Employment is the major source of livelihood globally. No wonder the search for employment is one of the greatest reasons that accounts for the Rural-Urban migration.