Abstract: This research aims to analyze the effects of the financial technology or fintech solutions such as the digital payments, digital lending, and mobile banking on firms’ performance in Sultanate of Oman. The study adopted a quantitative research design to gather information from 180 firms with the help of structured questionnaire. These solutions portray different levels of impact on firm performance as elucidated by the results. Mobile banking was also identified to be a major positive factor that affected the firm performance across operational and financial indicators. Ever however, the firm performance had a negative correlation with digital payments wherein it seemed to point at challenges or inefficiency.