Abstract: The global economic growth and the rapid development of information through electronic systems at this time has made digital business growth very developed, where many companies and individual businesses can be more efficient and make business costs much cheaper, but this information technology system requires the readiness of entrepreneurs to be ready for technology and a good banking system to be able to achieve the desired benefits. The prospect of this electronic system (e-commerce) has a large transaction value such as retail sales activities or known as retail which is a trading business activity (sales of goods or services) that is directly distributed to end consumers.