Abstract: The increased focus of central banks on financial inclusion has prompted banks to explore innovative means of reaching out the financially excluded section. In that process, various banks propose to adopt several models to reach the unreached. One of the most successful model is partnership approach by collaborating with credible and efficient financial intermediaries (interchangeably referred to as BC/Partner) to deliver the much needed micro-credit services to the said segment. The current document on “Partnership model”, attempts to give an understanding of the partnership model, the products that can be offered, various risks associated and mitigation techniques, the technology and monitoring system adopted by various countries.