Abstract: The study on the efficacy of cluster group model of microcredit delivery for poverty reduction in Delta State, Nigeria investigated the socioeconomic profile of the cluster group members, resource profile, and capacity of Delta State microcredit programme (DMCP) to reduce poverty, compare the difference in the poverty index before and after exposure to DMCP, and X-rayed the challenges encountered in the implementation of DMCP. Data were collected with a well-structured questionnaire from a cross-section of 300 cluster group members using a multi-stage random technique.