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IJSRP, Volume 8, Issue 10, October 2018 Edition [ISSN 2250-3153]

      Dr. Ruchi Jain, Ms. Tanya Kailay

Abstract: In the world glance as per technology changes, suitable changes should be adopted by the economy. And among all the changes in economy lead to some drastic changes in to the transaction. The payments business in India is on the cusp of a revolution. With rapid growth and modernization of the economy, there is little doubt that a majority of India’s 1.2 billion plus citizens will demand and get modern financial services that are far superior to what their parents’ generation enjoyed. Nowadays in any payment transaction plastic money becomes inevitable part of the transaction and with it life becomes easier and development would take better place. Plastic money is a term that is used for the hard plastic card used by the consumers’ everyday in place of bank notes. Plastic money is available in 5 forms: credit cards, debit cards, cash card, pre-paid cash card and store card. Basically it is the alternative to the money.

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Dr. Ruchi Jain, Ms. Tanya Kailay (2018); A Dream of Cashless Society: A Myth or Reality!; International Journal of Scientific and Research Publications (IJSRP) 8(10) (ISSN: 2250-3153), DOI:



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