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International Journal of Scientific and Research Publications

IJSRP, Volume 7, Issue 11, November 2017 Edition [ISSN 2250-3153]


Factors Affecting Bank Lending Growth: Cases In Indonesia
      Maulana Yasnur, Augustina Kurniasih
Abstract: This study aims to examine and analyze the effect of Interest Rate, Economic Growth, Funding Growth, Capital Adequacy Ratio (CAR) and Non-Performing Loan (NPL) of Lending Growth Banks. Research data is annual data for 5 (five) years observation (December 2011 until December 2015). The sampling method used was purposive sampling. From a population of 40 Private Commercial Banks and Foreign National listed in Indonesia Stock Exchange (IDX), 30 Banks met the criteria to be the sample. The result showed that Economic Growth, Funding Growth and NPL are having positiveand significant influence to Lending Growth Banks. BI Rate and CAR are having positive influence but not significant to Lending Growth Banks. Economic Growth is the most significant variable in influencing Lending Growth Banks.

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Maulana Yasnur, Augustina Kurniasih (2017); Factors Affecting Bank Lending Growth: Cases In Indonesia; Int J Sci Res Publ 7(11) (ISSN: 2250-3153). http://www.ijsrp.org/research-paper-1117.php?rp=P716914
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